Finance One HOME > Personal Loan > Borrowing
We provide all our services solely via the internet. This business platform reduces our operating cost so you can enjoy our service with affordable monthly payments. What’s more, our repayment system is simpler than others. No other fees or additional charges exist.
|Loan Amount||HK$ 5,000 - HK$ 50,000||HK$ 51,000 -
|HK$ 110,000 -
|HK$ 210,000 -
|Rate of Interest||29.2%～48.0%||29.2%～||25.5%～||18.0%～|
|Repayment Term||6 - 60 months||6 - 60 months|
|Monthly Payment||Repayment Calculator|
|Repayment Method||Fixed Installment||Fixed Installment|
|Repayment||Direct Debit at your Bank Account||Direct Debit at your Bank Account|
|Repayment Date||The Next Operating Day of Your Payday||The Next Operating Day of Your Payday|
|Charges||No Need||No Need|
|Collateral and Guarantor||No Need||No Need|
|Application Requirements||Hong Kong Resident over 18 years old with stable revenue (Housewife applicant will also be considered if spouse has stable income) .||Hong Kong Resident over 20 years old with stable revenue (Housewife applicant will also be considered if spouse has stable income) .|
We bring a new standard for borrowing money, so you do not have to go and wait at branches any more. You only have to submit your application online. You can apply for your loan by using a few minutes. At anytime, anywhere through our 24x7 internet platform. Don’t worry, our security control is strong enough to protect your personal information. You can enjoy and save your time by using our service.
Click “Apply Now” and fill out the application form. Submit the online form after completing all necessary inputs. Finance One will send SMS to you confirming we have received your application.
Receipt of your application by SMS
We inform you your application has been received with our safety receipt by SMS.
We review your application and inform status via SMS. After passing the review, you will be requested to send out all necessary documents by fax.
Notice of application review by SMS
Inform status of application review by SMS
Copy of I.D. *Proof of Revenue Proof of Residence Bank Account
You send requested documents to us via fax (E-mail)
Final review may include making a phone call to you allowing us to confirm your inputs are correct. Finance One will send SMS to inform you the result of review, and send the link of “Loan Confirmation ” via Email.
In case of passing the final review, we send out the email and SMS in order to access your “Loan Confirmation” website.
Link address by Email
Please access your “Loan Confirmation Page” and click “Agree” to agree to all the terms and conditions of the contract.
We will ask you to click in for some boxes…like example below:
I agree the contract (check the above table & the following contract )
We will request you to send the following documents by fax :4 documents required
Please take copy of the HKID on the side with photo.
Please provide income proof (e.g. bank statement, latest payroll advice) for your loan application.
Please take 1 copy of utility bill like water or electricity bill.
Your Bank account will be used as the account for our remittance and for auto debit for your monthly repayment.